The Retirement and IRA Show
Детали канала
The Retirement and IRA Show
What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional w...
Недавние эпизоды
165 эпизодов
Ed Slott IRA Quiz Continued: EDU #2612
If you would like to skip over Jim and Chris’s banter on the weather, that manages to touch on Colorado water rights (an issue many east of the Missis...
HSA Reimbursement, Social Security, Conduit Trusts: Q&A #2612
Jim and Chris discuss listener emails, opening with listener PSAs on Medicare Advantage HSA reimbursement eligibility, then moving into questions on S...
Ed Slott Quiz – Widow(er) Tax Penalty and Inherited IRA Rules: EDU #2611
Chris’s Summary
Jim and I discuss the Ed Slott quiz questions from his November advisor training, opening with the widow/widower tax pena...
Tax Filing, Health Insurance, iBonds, RMDs, Roth Conversions: Q&A #2611
Chris is joined by Jake Turner to discuss listener emails on tax filing for mega backdoor Roth contributions, use of HSA funds, I Bonds redemption tim...
Retirement Planning With a Defined Benefit Pension: EDU #2610
Chris’s Summary
With Jim at the T3 conference in New Orleans, I am joined by Jake Turner to cover how to factor a defined benefit pension...
IRMAA, RMDs, Conduit Trust: Q&A #2610
Jim and Chris discuss listener emails on PSAs regarding IRMAA reimbursements, RMD in-kind transfers, and naming a conduit trust as a retirement accoun...
Fisher’s 99 Retirement Tips, Part 2: EDU #2609
Chris’s Summary
Jim and I continue our discussion on 99 Retirement Tips from Fisher Investments, picking up where we left off last week....
Social Security, IRMAA, Disclaiming Inheritances, Roth Conversions: Q&A #2609
Jim and Chris discuss listener emails on Social Security survivor benefits, IRMAA relief and the SSA-44 process, the Social Security earnings test, di...
Fisher’s 99 Retirement Tips: EDU # 2608
Chris’s Summary
Jim and I review Fisher Investments’ 99 Retirement Tips and begin working through the list, covering only a handful in this epis...
Tax Special – Conversions, Contributions, HSAs, Tax Returns, Tax Software PSA: Q&A #2608
Jim and Chris are joined by Jake Turner to discuss listener emails in this special tax related episode covering Roth conversions after RMD age, balanc...
Using Buffered ETFs: EDU #2607
If you would rather not listen to the guys’ banter about Jacob’s upcoming move to Iowa, Jim’s garden planning, and a listener correction about the wor...
Medicare, Social Security, Inherited Roth, Annuities: Q&A #2607
Jim and Chris discuss listener emails on Medicare Part B decisions for retirees abroad, Social Security survivor benefit surprises, inherited Roth IRA...
Cash Balance Plans Part 2: EDU #2606
Chris’s Summary
Jim and I are joined by Steve Sansone as we revisit Cash Balance Plans and respond to listener follow-up emails.
(8:30) A...
IRMAA, Early Withdrawal Penalty, 403b Distributions: Q&A #2606
Jim and Chris discuss listener emails on IRMAA appeals using Form SSA-44, avoiding the 10% early withdrawal penalty, and whether a 403(b) distribution...
Retirement Spending Anxiety: EDU #2605
Chris’s Summary
Jim and I discuss spending anxiety in retirement using a Washington Post article written by a personal finance columnist describ...
Social Security, SPIAs, SEPP 72(t): Q&A #2605
Jim and Chris discuss listener emails on Social Security timing for HSA contributions, investing in a SPIA vs buffered ETFs, and using SEPP 72(t) inco...
Asset Positioning for Retirees: EDU #2604
If you’d like to skip over the guys chatting about cold weather and football you can to (8:15).
Chris’s Summary
Jim and I are joined by Ja...
Social Security, ERISA, LTC: Q&A #2604
Jim and Chris discuss listener emails on Social Security survivor benefits and the earnings test, share a listener PSA on Social Security timing and I...
Investing for Retirees: EDU #2603
If you want to miss all the fun banter about Jim’s Singo (song bingo) night and his trip to Kentucky and Amish country you can skip ahead to (16:00).<...
Social Security, HSA, and Annuities: Q&A #2603
Jim and Chris discuss listener questions on Social Security survivor benefits and divorce rules, a listener PSA on spousal benefits, HSA contribution...
Roth IRA Mistakes, Part 2: EDU #2602
Chris’s Summary
Jim and I continue last week’s EDU discussion on Roth IRA mistakes from an Investopedia article. We cover direct versus 60-day r...
IRMAA, Inherited IRA, LTC, ACA Tax Credits: Q&A #2602
Jim and Chris are joined by Jake to discuss listener questions on SSA-44 and IRMAA surcharges, inherited IRA spousal rollover rules, long-term care in...
Roth IRA Mistakes: EDU #2601
If you want to skip over some weather banter you can go to (14:15).
Chris’s Summary
Jim and I review Roth IRA mistakes and walk through ke...
Social Security, Deemed Military Wages, Estate Planning, QLACs: Q&A #2601
Jim and Chris discuss listener emails on Social Security claiming strategies, deemed military wages, and survivor benefits timing, a PSA from Jim and...
New MYGA Variations: EDU #2553
Chris’s Summary
Jim and I review new MYGA variations and examine how insurers and product developers are marketing hybrid annuity designs using...
Social Security, IRMAA, ACA Planning, IRA to HSA Transfer, Annuities: Q&A #2552
Jim and Chris discuss listener emails on Social Security filing timing and online claiming language, a listener PSA on IRMAA and the online SSA-44, AC...
Cash Balance Plans Explained: EDU #2552
Chris’s Summary
Jim and I are joined by Steve Sansone as we discuss cash balance plans and explain how they function as hybrid defined benefit p...
Social Security, RMDs, Money Market Earnings, QLACs: Q&A #2551
Jim and Chris discuss listener emails on Social Security spousal eligibility and claiming coordination, a listener PSA on Social Security proof of mar...
Math Act and Automatic IRA Act: EDU #2551
Chris’s Summary
Jim and I are joined by Jake Turner as we cover the Math Act and a set of shorter EDU topics Jim has been collecting. We start w...
IRMAA, Social Security, QLACs, Roth Conversions: Q&A #2550
Jim and Chris discuss listener emails starting with PSAs about IRMAA and Social Security spousal benefit applications, then questions on IRMAA, QLAC-r...
The Importance of Secure Income for Retirement: EDU #2550
Chris’s Summary
Jim and I discuss secure income as we review a Yahoo Finance article for middle-class retirees. We use it to highlight longevity...
Social Security, IRMAA, Medicare, Roth Contribution Rules, Roth Conversions: Q&A #2549
Jim and Chris discuss listener questions on Social Security family maximum and suspending benefits, a listener PSA on IRMAA premiums, a listener PSA o...
The QLAC 1098-Q: EDU #2549
Chris’s Summary
Jim and I review the QLAC 1098-Q and walk through how this form reports premiums, fair market value, and contract status. We com...
IRMAA Brackets and QLACs: Q&A #2548
Jim and Chris discuss listener questions on IRMAA brackets and several QLAC topics including RMD interaction, suitability, payout values, and purchase...
QLAC Use Cases and Planning: EDU #2548
Chris’s Summary
Jim and I discuss QLAC use cases in the context of retirement income planning and how the Treasury Department designed these ann...
Social Security, IRMAA, ETFs, Private Investments: Q&A #2547
Jim and Chris discuss listener questions on Social Security spousal benefits, IRMAA’s classification, concerns about buffer-style funds, the growing p...
QLAC Rules and Uses: EDU #2547
If you would prefer to miss Jim’s update on his broken-down truck and recent travels you can skip ahead to (12:45).
Chris’s Summary
Jim an...
Social Security,Estate Planning PSA, Annuity Payments: Q&A #2546
Jim and Chris discuss listener questions on Social Security claiming timing with a listener PSA on application details, Social Security earnings rules...
2026 Social Security Changes: EDU #2546
Chris’s Summary
With Jim away this week, I review the 2026 Social Security changes from the recently released SSA Fact Sheet covering the 2.8% C...
Social Security and Roth Conversion Strategies: Q&A #2545
With Jim is away at a conference, Chris is joined by Jake to discuss listener questions on Social Security survivor benefits, and Roth conversion stra...